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Επίκαιρα ΝέαΚοινός λογαριασμός και θάνατος συνδικαιούχου

26 Μαρτίου, 201729

ΤΡΑΠΕΖΕΣ. Κοινός λογαριασμός. Αν αποβιώσει συνδικαιούχος, οι κληρονόμοι του έχουν έννομο συμφέρον να ζητήσουν πληροφορίες από την τράπεζα, προκειμένου να στραφούν κατά του επιζώντος συνδικαιούχου με βάση τη μεταξύ των συγκαταθετών έννομη σχέση. Εάν τεθεί ο όρος του άρθρου 2 παρ. 1 Ν 5638/1932, ότι μετά το θάνατο συνδικαιούχου η κατάθεση περιέρχεται στους επιζώντες, οι κληρονόμοι, εφόσον είναι νομίμοι μεριδούχοι, μπορούν να στραφούν κατά του επιζώντος, αν διά της κατάθεσης συντελέστηκε δωρεά που προσβάλλει τη νόμιμη μοίρα τους. Διατάσσεται τράπεζα να χορηγήσει στις κόρες αποβιώσαντος καταθέτη αντίγραφα όλων των κοινών λογαριασμών του με συνδικαιούχο την αδελφή τους, ώστε να ασκήσουν το κληρονομικό τους δικαίωμα. Πιθανολογείται ότι ο αποβιώσας πραγματοποίησε εν μέρει δωρεά προς την επιζήσασα συγκαταθέτρια.

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