ΑΛΕΞΑΝΔΡΟΣ Α.ΠΑΠΑΔΟΠΟΥΛΟΣ

 
Επίκαιρη εθνική νομολογία
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ΕφΠειρ 12/2014 [Σύμβαση ασφάλισης ζημιών από αυτοκίνητο]

  • Πρόεδρος Π. Τσαντεκίδου, Πρόεδρος Εφετών
  • Εισηγητής Ι. Αποστολόπουλος, Εφέτης
  • Δικηγόρος Α. Κουρέντας, Θ. Ξιφαράς, Γ. Δόμβρος,
  • Ε. Βελεγράκης
  • Διατάξεις: άρθρα 25 ΥΑ Κ4/585/1978, Ν ΓΠΝ/1911, 10 [παρ. 1] Ν 489/1976

ΣΥΜΒΑΣΗ ΑΣΦΑΛΙΣΗΣ ΖΗΜΙΩΝ ΑΠΟ ΑΥΤΟΚΙΝΗΤΟ.

Η υπό το προϊσχύσαν άρθρο 25 περ. 16 της ΥΑ Κ4/585/1976 εξαίρεση από την ασφαλιστική κάλυψη, όταν το ατύχημα γίνεται από ασφαλισμένο αυτοκίνητο που βρίσκεται σε πλοίο ή πορθμείο, δεν αντιτάσσεται έναντι του ζημιωθέντος τρίτου και ο καταβαλών ασφαλιστής στρέφεται αναγωγικά κατά του ασφαλισμένου. Όταν το ατύχημα γίνεται κατά τη διενέργεια ελιγμών αποβίβασης εφαρμόζεται ο Ν ΓΠΝ/1911. Η μεταφορική εταιρία δεν ευθύνεται όταν τα αυτοκίνητα βρίσκονται σε «λειτουργία». Εάν συνυπάρχει αυτοκινητικό και εργατικό ατύχημα, ο ζημιωθείς έχει ιδία αξίωση κατά του ασφαλιστή. Ο χώρος στάθμευσης εντός του πλοίου δεν αποτελεί ιδιωτικό φυλασσόμενο χώρο, ώστε να αποκλείονται της ασφάλισης ζημίες προξενούμενες εντός αυτού. Εάν τη ζημία προκάλεσε μέλος του πληρώματος, οδηγώντας ασυνόδευτο αυτοκίνητο, εφαρμόζεται ο Ν ΓΠΝ/1911 και όχι οι διατάξεις περί εργατικού ατυχήματος.

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